Advance Pay from One Nevada is really a short-term loan system that costs lower than typical pay day loans. We offer lower prices, no application costs and loans as much as $1,500.
Compare Advance Pay to typical loan providers:
| The Other men | ||
|---|---|---|
| You Borrow | $1,000 | $1,000 |
| you are Charged | $158 | $125 |
| You spend | $1,158 | $1,125 |
| You conserve $33! (with direct deposit) | ||
Terms & Prices
Finance Charge Schedule
With direct deposit
| Loan Amount | Finance Charge | apr | Total of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $12.50 | 325.89% | $112.50 | 1 |
| $200.00 | $25.00 | 325.89% | $225.00 | 1 |
| $300.00 | $37.50 | 325.89% | $337.50 | 1 |
| $400.00 | $50.00 | 325.89% | $450.00 | 1 |
| $500.00 | $62.50 | 325.89% | $562.50 | 1 |
| $600.00 | $75.00 | 325.89% | $675.00 | 1 |
| $700.00 | $87.50 | 325.89% | $787.50 | 1 |
| $800.00 | $100.00 | 325.89% | $900.00 | 1 |
| $900.00 | $112.50 | 325.89% | $1,012.50 | 1 |
| $1,000.00 | $125.00 | 325.89% | $1,125.00 | 1 |
| $1,100.00 | $137.50 | 325.89% | $1,237.50 | 1 |
| $1,200.00 | $150.00 | 325.89% | $1,350.00 | 1 |
| $1,300.00 | $162.50 | 325.89% | $1,462.50 | 1 |
| $1,400.00 | $175.00 | 325.89% | $1,575.00 | 1 |
| $1,500.00 | $187.50 | 325.89% | $1,687.50 | 1 |
Without direct deposit
| Loan Amount | Finance Charge | Annual Percentage Rate | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $15.00 | 391.07% | $115.00 | 1 |
| $200.00 | $30.00 | 391.07% | $230.00 | 1 |
| $300.00 | $45.00 | 391.07% | $345.00 | 1 |
| $400.00 | $60.00 | 391.07% | $460.00 | 1 |
| $500.00 | $75.00 | 391.07% | $575.00 | 1 |
| $600.00 | $90.00 | 391.07% | $690.00 | 1 |
| $700.00 | $105.00 | 391.07% | $805.00 | 1 |
| $800.00 | $120.00 | 391.07% | $920.00 | 1 |
| $900.00 | $135.00 | 391.07% | $1,035.00 | 1 |
| $1,000.00 | $150.00 | 391.07% | $1,150.00 | 1 |
| $1,100.00 | $165.00 | 391.07% | $1,265.00 | 1 |
| $1,200.00 | $180.00 | 391.07% | $1,380.00 | 1 |
| $1,300.00 | $195.00 | 391.07% | $1,495.00 | 1 |
| $1,400.00 | $210.00 | 391.07% | $1,610.00 | 1 |
| $1,500.00 | $225.00 | 391.07% | $1,725.00 | 1 |
Army
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $1.38 | 36.00% | $101.38 | 1 |
| $200.00 | $2.76 | 36.00% | $202.76 | 1 |
| $300.00 | $4.14 | 36.00% | $304.14 | 1 |
| $400.00 | $5.52 | 36.00% | $405.52 | 1 |
| $500.00 | $6.90 | 36.00% | $506.90 | 1 |
Finance fee and APR calculated considering a 14-day term. Revised 4/24/15
ESSENTIAL THINGS TO CONSIDER JUST BEFORE BORROW
Exactly How Payday Loans Perform: pay day loans are short-term money loans often guaranteed by the borrower’s post-dated check that is personal. We don’t require a check that is post-dated. Loan payment is deducted straight from your own account.
Cash advance Terms: Loan quantities generally vary in quantities from $100 to $1,000. Normal loan term is a couple of weeks. Prices average 470% apr (APR). For instance, to borrow $100 for a fortnight, the finance costs are normally taken for $15 to $30, is 390% to 780per cent APR. Our less than normal APRs and finance fees are shown above.
Two-Week Due Date: pay day loans often have a two-week deadline. In the event that you get earnings only one time 30 days, you may want to expand your loan two and sometimes even 3 times incurring extra fees before getting your month-to-month check to cover from the loan. This can create your loan extremely expensive. a kind that is different of might be better for you personally. Benefit from our free monetary guidance explained from the page that is next.
Debt Traps: pay day loans often trap customers in perform borrowing rounds as a result of the high costs and extremely repayment that is short. Borrowers normal 8-13 pay day loans each year from a solitary loan provider. Almost 60% of most pay day loans are either same-day renewals or brand new loans applied for soon after settling the previous loan. Which means that in the long run, cash advance costs usually surpass the original loan quantity. Don’t get caught when you look at the financial obligation trap. Take advantage of free monetary guidance explained below.
IMPORTANT DISCLOSURES FOR ACTIVE PEOPLE IN THE MILITARY AND THEIR DEPENDENTS:
The following pertains to people of the army and their dependents if: (a) at that time your loan is manufactured, you might be a dynamic person in the army or perhaps you certainly are a reliant of a dynamic person in the army (as those terms are defined within the Military Lending Act, 10 U.S.C. 987 and its particular implementing laws); and (b) your loan is unsecured or guaranteed by individual property which you would not purchase with all the profits associated with the loan.
- NOTICE: Federal legislation provides protections that are important people of the Armed Forces and their dependents associated with extensions of credit. As a whole, the expense of credit rating to a part associated with the Armed Forces and his / her dependent may well not meet or exceed a percentage that is annual of 36 per cent. This rate must add, as relevant to your credit deal or account: the expense connected with credit insurance costs or financial obligation security charges; charges for ancillary items offered regarding the the credit transaction; any application charge charged (apart from particular application costs for certain credit transactions or reports); and any involvement charge charged (apart from specific involvement costs for a charge card account).
- This loan shall never be guaranteed by stocks or deposits in almost any of the records until you especially consent to establish a free account regarding the this loan for which funds deposited following the loan is provided will secure this loan. Consequently, listed here conditions into the Loan Agreement and Security Agreement don’t connect with this loan: “Contractual Pledge of Shares”; any mention of pledge of stocks, statutory liens, set-off, or freeze that is administrative in the “Security contract, Pledge of Shares; Statutory Lien; Set-off; Administrative Freeze” supply; the “Cross-Collateralization” provision to your degree it purports to cross-collateralize all of your other share or deposit records with us.
- This loan is certainly not at the mercy of mandatory arbitration and consequently any mention of mandatory arbitration in this Loan Agreement and protection Agreement shall maybe not connect with this loan.
- The louisiana-specific provisions contained in the Security Agreement do not apply to this loan if you are a Louisiana resident.
Member Notice: A short-term loan must certanly be useful for short-term monetary requirements just, maybe perhaps not a long-lasting economic solution. Users with financial hardships can go to Financial Management at no cost usage of education that is financial online tutorials.